Kganya Botswana Pukwana ya Kganya Burial and Personal Accident Master Policy

L3<3 A Policyholder shall not pay rnme than two Prerniurns and Contributions ln advance. The onus shu II be on the Policyholder to ensure that no more than lwo advcrnce payments are made, 2.3.il /1. Policyholder sha[I neve1· be required to ;=ind must never pay rnore than the amount specified on the Receipt 1 and the onus shall always be on the Policyholder to ensure that such arnounts are paid. 2.3.5 Once a Premium and Contribution have been paid by a Policyholder or third party on behalf of the Policyholder, such Premium and Contribution shall, subject to paragraph 2.20, not be refundable for any reason whatsoever including but not being limited to: o the death of the Policyholder; o the person not qualifying as a Policyholder; • the Premium and Contribution being paid after the date of death of a Policyholder or the Assured Life; , the Policyholder not being eligible or qualifying for any Benefit. 2.4 Date of Payment of a Premium and Contribution 2.4.1 The Date of Payment of a Premium and Contribution shall be the date it was paid to a Pay Point. The Date of Payment shall be deemed until the contrary is shown by the Policyholder, Beneficiary or l(ganya Botswana to be the Sunday preceding the date on which the Premium and Contribution was deposited into the bank account of l(ganya Botswana by the Pay Point. 2.4.2 For purposes of paragraph 2.4.1, the Receipt Counterfoils and the copy of tl1e bank deposit slip shall serve as primafacie evidence to determine the Date of Payment. 16