Kganya Botswana Pukwana ya Kganya Burial and Personal Accident Master Policy

o a Pay Point in the Prernium Payment Uook; or o by !(gr1nya. f3otswarrn in its records; no repn:�sentation as to the validity or otherwise of the appointtY1ent or the identification of the Beneficiary shall be construed by such recording. Z.6.5 Where a Policyholder has not nominated a Beneficiary or the Beneficiary: 0 was not validly appointed; , is aminor or otherwise legally disqualified; 0 is deceased; o cannot be identified with reasonable certainty; 0 is indisposed or unreachable; or • is not considered to be a suitable person by the Policyholder's Church or l(ganya Botswana, Kganya Botswana shall request the Policyholder's Church to nominate the Beneficiary and such nomination shall be final and binding. The provisions hereof shall not be construed as placing an onus on Kganya Botswana or the Policyholder's Church to determine the suitability or otherwise of the Beneficiary. 2.6.6 Where the death is that of a Policyholder ("the First Policyholder") and there are competing Claims between the Beneficiary of the First Policyholder and another Policyholder claiming the deceased was a Dependant, then the Claim of the First Policyholder will prevail. 2.6.7 Where the death is that of a person who became entitled to Paid-up 18

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