Kganya Botswana Pukwana ya Kganya Burial and Personal Accident Master Policy

2,15 2.1S.1 2.15.2 2.15.3 2.15.4 2.15.5 Personal 1-\ccident Ctaims A Claim for c1 Personal /.\ccident Benefit must_, • be made by a Policyholder; " within a period of 3 (three) Months after the Date of Accident; J!I by submitting the documents specified in the Annexure to BLIL on the basis set out therein. A Claim shall not be considered to be submitted to BLIL unless and until the provisions of paragraph 2.15.1 have been fulfilled. BLILmay, in writing, notify the Policyholder that the Insured Life shall be examined by a doctor selected by and at the cost of BLIL to independently determine the cause and/or extent of the purported Permanent Disability incurred in the Accident. The onus of proof shall be on the Policyholder that: " the Policyholder was a Policyholder ln Good Standing; G a child is a Dependant; 11 the Permanent Disability is included in Table A of the Annexure; • such disability is a Permanent Disability likely to continue for the rest of the Insured life's life. Where more than one Claim is made in respect of the same Ac cident and the same Insured Life, f<ganya Botswana shall determine the Policyholder entitled to the Personal Accident Benefit. 26