Kganya Botswana Pukwana ya Kganya Payment Book

26 8.6 Limitation of Liability No person shall have a Claim for a Personal Accident Benefit except for a Policyholder in Good Standing in respect of the Permanent Disability incurred by an Assured Life. The liability of BLIL will be limited to payment of a Personal Accident Benefit. BLIL will only pay a single Personal Accident Benefit in respect of Permanent Disabilities incurred by an Assured Life in an Accident regardless of the number of Claims made. 8.7 Exclusions A Personal Accident Benefit will not be payable where: • the Assured Life is killed in an Accident or dies (whether as a result of injuries incurred in the Accident or from any cause whatsoever) prior to the date on which a Claim is submitted; • the Permanent Disability was caused by, related to or in consequence of: • wilful exposure to danger; • any attempt to commit suicide; • self-inflicted injury; • war, invasion, act of a foreign enemy, hostilities (whether war be declared or not), civil war, mutiny, insurrection, rebellion, revolution, military or usurped power or participation in a riot or strike; • nuclear weapons, ionising radiation or contamination by radio-activity from any nuclear fuel or nuclear waste resulting from the combustion of nuclear fuel (including any self-sustaining process of nuclear fission). • any Claim submitted after 3 (three) months from the Date of Accident; • any Claim not supported by the prescribed documents as specified in the Annexure under the heading PERSONAL ACCIDENT BENEFITS CLAIMS REQUIREMENTS; • Personal Accident Benefits are not payable in respect of Paid-up Dependants. PERSONAL ACCIDENT BENEFITS